How To Make Money Fast: Finance, Trade and More
When you’re short on cash, it can seem like your options are limited to working a second job or asking your parents for money. But there are ways to make money fast—and they don’t involve getting another gig. If you’re willing to put in some time and effort, there are plenty of ways that you can make extra cash without having to take on new responsibilities (or even quit your current job). We’ve compiled our favorite ideas for making extra money over the next seven days into this handy list:
Start with your credit score.
- Start with your credit score. Your credit score is a number that represents your creditworthiness and affects how much money you can borrow. The higher your score, the better—it means you’re more likely to pay back loans on time and charge less interest in the long run. You can check your credit score for free on a site like Credit Karma or TransUnion (both respected sites).
- Look into starting an online business. If you don’t have any cash lying around but still want to earn some extra money quickly, consider starting an online side hustle through platforms like Etsy, eBay or Amazon FBA (Fulfilled By Amazon). You’ll need to invest some time upfront researching products that are popular enough to sell well but not too competitively priced so selling them doesn’t require too much work once they’re up on these sites; also consider checking out Craigslist if you’re interested in buying and selling things locally rather than online.
Open a high-interest savings account.
Open a high-interest savings account. This is a good place to start because you don’t have to be rich. You just need to open an investment account, which can be done with as little as $100 in some cases. The best places to go for this are banks and credit unions, but there are others out there too (see below).
You can typically earn anywhere from 0% interest up to 3% or more depending on what type of investment you choose and how much money you’re willing to deposit into it. When choosing one of these accounts, always compare their rates first before signing up—you may find that an online bank offers slightly higher returns than your local branch does! The minimum balance requirements will also vary; sometimes they’ll require a monthly contribution in order for you to keep earning interest on your total amount deposited every month (ie: if the minimum balance requirement is $2k/monthly then anything over $2k each month will continue accruing interest), so make sure not only does their rate suit me but also their terms (so I can stick with them)!
Cut down on needless spending.
You can make your money go a lot further if you cut down on needless spending.
- Look at your monthly bills, and remove unnecessary items from your budget. This might include cancelling an unwanted subscription or removing an item that is not being used anymore, like an old cell phone plan that you still pay for.
- Look at your credit card statement and see if there are ways to cut back on expenses such as lowering the interest rate on a loan or reducing the number of cards that require payment each month (it’s often cheaper to consolidate debt onto one card).
- Consider switching plans with cell phone providers so that you’re paying less per month without sacrificing the services offered by more expensive plans!
Sell unused gift cards.
Sell your unused gift cards online.
If you have a gift card for a store or restaurant that you never use, then sell it on eBay or Craigslist to make some extra cash. Many people are looking for these types of cards and don’t want to pay full price for them. You can also sell them directly through the site if they are available, but eBay is one of the best places because they have so many buyers and sellers who will be interested in buying your card at a discounted rate. The only downside is that there may be some fees associated with selling the gift cards and shipping them out, but if it means making extra money then this shouldn’t deter you from doing so!
Sell your old electronics.
If you have an old computer or cell phone lying around in the back of your garage, now is the time to sell it.
There are several options for cash-in-hand, but here are a few of our favorites:
- Sell your old electronics on eBay. The pros: You get paid quickly and they go through a third party so there’s no chance of getting robbed at gunpoint by someone who wants your iPhone 6+ (no offense). The cons: It takes some effort to get started—you have to take photos and write descriptions—but once you’ve made a few sales and learned what works best, this method can be super lucrative. We’ve seen people make $1,000-$2,000 per month selling their used phones!
- Sell your old electronics on Craigslist or another classified ad site like OfferUp or Letgo. The pros: There’s less competition on sites like these compared with eBay so it’s easier for buyers to find what they want; also if someone buys from you then comes back later saying “no thanks” they can’t leave negative feedback because they never completed the transaction (only completed transactions show up under feedback). Cons include dealing directly with strangers who may not have money since many people use these apps as free ways of shopping instead of paying full price somewhere else
Negotiate your bills, from cable bundle to car insurance premiums.
If you’re willing to put in the effort, there are ways you can negotiate your bills. For example, if you’ve been with a cable company for years and see that they’re charging $200 per month for their bundle of channels, ask them if they’ll give you a discount on it. You may get lucky!
Similarly, if your student loan interest rate is high (5% or more), call up the phone number of your lender and ask if they’ll lower it. This has been known to work in some cases—but make sure it works before taking this step!
If your credit card interest rate is too high (above 15%), call up their customer service line to see what types of offers are available for customers like yourself. There’s no harm in trying—and sometimes getting an offer reduces the bill enough that it’s worth switching from one card to another just for the lower interest rate alone!
Sell your stuff on eBay or Craigslist.
This is a great way to get rid of things you no longer need or want. The key to selling your stuff successfully online is:
- Use a good quality photo of the item, showing it from all angles and clearly identifying any damage.
- Describe your item accurately, including any flaws that may help potential buyers decide if they want it or not.
- List your item for a fair price – don’t ask too much or too little! If you can get more than what you paid for it then so be it, but try not to lose money either!
- Include contact details in case someone has questions about the product before buying (this also helps protect yourself from scammers). Answer all questions promptly and honestly. If someone asks about an aspect of the product that isn’t clear in the listing then provide as much information as possible until they feel comfortable making their decision whether or not this is right for them at this time/price point etc… Do not ignore emails just because they seem like silly questions – remember there are no silly questions when money’s involved!
Rent out your house, apartment or room on Airbnb.
Think of Airbnb as a social network for travelers, where you can rent out your house, apartment or room to travelers. The site is designed to help connect people who need lodging with locals who have spare rooms. If you live in a major city, the potential earnings are substantial.
This process is simple: create an account on Airbnb and post photos of the space you’d like to rent out (you can even include videos), along with details about amenities like WiFi and parking available at your place.
If someone books your listing and stays at your place, you’ll earn between 6% and 12% of each booking fee (depending on how much time has been booked). You won’t get paid until after the guest checks out—so make sure their stay goes smoothly after they book!
Become an Uber driver.
If you’re looking to make money fast, Uber is a great option. You can work when you want to and earn up to $30 an hour. If you have your own car and insurance, all you need to do is sign up on the app with your personal information and start driving! Once approved by Uber, they will send the driver a car kit with everything needed for their first ride: cell phone holder for their phone or tablet, USB charger, power bank in case of emergencies (like low battery), and EZ Pass transponder (if applicable).
Once everything’s set up in the vehicle just like it needs to be for passengers’ comfortability (seat belts fitted properly), drivers can start accepting requests from riders through the app—which includes GPS coordinates so riders know exactly where their driver is located at all times during pickup/dropoff. Driver partners receive notifications once they’ve accepted rides via text message along with estimated arrival times so there are no surprises when meeting up outside at their destination location! Once complete – payment will be processed weekly via direct deposit once data entry has been completed by both parties involved; rider transactions are available within 24 hours while driver transactions may take slightly longer due to additional training requirements regarding documentation submission criteria needed prior submission deadline which must meet standards set forth by our compliance department representatives working closely within each state where drivers operate within USA territory only.”
Get paid to take surveys online.
If you’re looking to make money fast, getting paid to take surveys online is one of the easiest ways to do it. To get started, simply sign up with a reputable survey site like [Survey Monkey](https://www.surveymonkey.com/) or [My Survey](http://www.mysurvey.com/). You’ll be asked some basic information about yourself and then given access to the platform where you can begin taking surveys for cash rewards.
The most important thing when it comes to making money with surveys is finding sites that are legitimate and trustworthy so that when it comes time for payout, you can actually get paid—not have your account frozen or your cash stolen by fraudsters! Here are some sites I would recommend:
Turn your grocery shopping receipt into cash.
There are a few ways to turn your grocery store receipt into cash. You can donate it, sell it or even get cash back from the store.
Donating your grocery receipt is a good option if you want to help local charities and organizations that you know need funding. This way, your donation becomes tax deductible because it has a value attached to it (the amount of groceries purchased on a given day). Just be sure not to use coupons or discounts when donating! You can also sell your grocery receipts for some extra money as well as make donations on behalf of others with sites like Gazelle Trade and Amazon Trade-In .
These services take in old electronics such as cell phones and tablets along with used books, CDs and DVDs that you may have lying around somewhere in your house gathering dust. They pay based on how much each item is worth so if you’re looking for more cash than just what was spent at the grocery store, then these are great places for selling off those items beyond their initial purpose!
Trade in old video games for cash and gift cards.
The second option is to sell your old video games and consoles. This can be done through online trading sites, but the best way to do it is by selling directly to dealers. Here’s how:
- First, find a local dealer who buys used video games and systems. These are fairly easy to locate if you live in an area where gaming culture is strong—for example, if there are many people who play Magic: The Gathering or Dungeons & Dragons regularly at conventions in your area. It’s also possible that some local game stores will buy used merchandise from time to time (though this isn’t guaranteed). If there aren’t any local dealers available, try searching for one online using Google or another search engine of your choice.*
- Second, contact the dealer(s) and make sure they’re open for business before you go over with your collection of old games and systems.* Third, when you arrive at their place of business with all items under consideration included in sale price (for example: no extra fees), request that they inspect each individual item carefully so they know what condition it’s really in.* Fourth..
It’s easy to make money fast if you’re willing to put in some time and effort.
It’s easy to make money fast if you’re willing to put in some time and effort. First things first: learn how to increase your credit score so that you can secure financing for a home or car. Next, open up a high-interest savings account and deposit as much as possible into it until the account reaches $10,000 or more. Then, use the money from this account to start an investment portfolio consisting of stocks, bonds and cash equivalents such as government bonds or CDs (certificates of deposit). Once your investment portfolio is established and generating returns at least double those of most savings accounts, transfer one-third of its value each month into yet another high-interest savings account—and repeat this process every month until your nest egg reaches $1 million!
Making money fast doesn’t have to be complicated. If you want to start earning money now instead of waiting around for paydays, there are plenty of ways to do it. You just need to know where and how to look for them.